Disclaimer: Terms and Conditions

By scheduling or paying for any service offered through karliragan.com, Karli Ragan LLC and/or by communicating with Karli Ragan in any fashion you are attesting that you have read and understand this legal disclaimer and terms of services. Further, you attest that you understand and willingly enter into, agree with, and accept the following:

  1. You are 18 years or older

  2. Karli Ragan prides itself on honesty and integrity. While Karli Ragan conducts every reading and coaching session to the best of their ability, 100% accuracy is not guaranteed and you may not hear what you are expecting to.

  3. All readings, coaching sessions, and consultations with Karli Ragan are for entertainment purposes only. This includes information obtained on www.karliragan.com, Karli Ragan’s social media platforms, and Youtube channel.

  4. No reading or coaching session given by Karli Ragan is intended to, nor should it ever take the place of professional services including but not limited to: medical, legal, financial, business, psychological, therapy, and/or counseling.

  5. Karli Ragan, Karli Ragan LLC, and www.Karli Ragan.com, accepts no liability and/or responsibility for any actions or decisions any client chooses to take or make based on his/her reading or consultation with Karli Ragan as well as content created by Karli Ragan including but not limited to youtube videos, blog posts, and workshops.

  6. Anti-Harassment: Client acknowledges and agrees that verbal abuse and/or harassment of any kind towards Karli Ragan is unacceptable and shall be grounds for Karli Ragan to cease services immediately.

  7. You agree to absolutely indemnify and hold harmless Karli Ragan, Karli Ragan LLC, and their heirs, relatives, employees, subcontractors, agents, or assignees in perpetuity and throughout all known and unknown universes.

  8. Copyright and Confidentiality laws apply. You agree you will not publish, share, display, distribute, and/or archive any material, photo, video, content, etc without written permission from Karli Ragan.

  9. Social Media: You may share my content on appropriate social media outlets as long as appropriate attribution is given.

  10. You have read and understand our Privacy Policy.

  11. Payment Policies: Readings and coaching sessions must be scheduled and paid for in advance. Sessions may be cancelled with a 100% refund as long as written notice is given 48 hours in advance. Any session canceled without 48 hours notice and due to a non emergency is subject to a 50% cancellation fee.

You have had the chance and have taken the time to ask any and all questions, you fully understand and of your own free will, choose to enter into this legal and binding disclaimer and terms of service agreement.

Last Edited: 3/22/22